New vs Old Tax Regime
Side-by-side comparison of India's new and old income tax regimes — slabs, deductions, and who saves more.
| Factor | New Regime | Old Regime |
|---|---|---|
| Standard deduction | ₹75,000 (FY simplified) | ₹50,000 + Chapter VI-A |
| 80C / HRA / home loan | Not available | Available with proof |
| Slabs | Lower rates, fewer deductions | Higher rates, more deductions |
| Best for | Minimal investments, simple salary | Heavy 80C, HRA, home loan interest |
Verdict: Use our interactive tax-regime calculator with your exact salary and deductions — the better regime varies person to person.
📖 Read the full guide: New vs Old Tax Regime — detailed blog · Finance calculators guide